I’ve done hundreds of one on one conversations with architects, designers and engineers over the years, and I’ve noticed that the money questions follow the career almost exactly. A 25-year-old studying for the ARE and a 50-year-old buying into a partnership both get called "financial planning" clients, but they have almost nothing in common. So I sorted the work into four phases. This post is the overview. Later posts take each phase apart. Jump to your phase: Foundation (A